About Us

About Us

Board of Directors

Key Personnel

Future Planning

Awards & Achievements

PACS

BOARD OF DIRECTORS

S No. Name of the Member Designation Mobile No. Full Address

1 Sh. Amardeep Singh S/o Sh. Pritpal Singh Chairman 99884-38578 # 188, Bibi Wal Road, Bharat Nagar Bathinda

2 Sh. Sikander Singh S/o Sh. BHnaga Singh Vice-Chairman 95538-00006 VPO Mehma Bhagwana, District Bathinda

3 Sh. Jeet Singh S/o Sh. Hazoora Singh Director 98554-45245 VPO Joganand, District Bathinda

4 Sh. Rupinder Singh S/o Sh. Sudarshan Singh Director 98728-38478 VPO Dyalpura Mirza, District Bathinda

5 Sh. Darshan Singh S/o Sh. Sewa Singh Director 94647-11431 VPO Sidhana, District Bathinda

6 Sh. Sukhjeet Singh S/o Sh. Kaka Singh Director 98148-46290 VPO Faridkot Kotli, District Bathinda

7 Sh. Sukhdeep Singh S/o Sh. Pritpal Singh Director 98140-74117 # C-20, Civil Lines, Bathinda

8

9

Postal and Telecommunication Tarrif

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Postal and telecommunication tarrif
Sr No.	Detail of Services	Applicable Charges (For Customers)	Applicable Charges {For Bank Staff (Including Retired)}
1	Ordinary	Rs.20/-	Same
2	Registered	Rs.50/-	Same

ATM & NEFT/RTGS Charges

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ATM & NEFT/RTGS/SMS Charges
Sr No.	Detail of Services	Applicable Charges (For Customers)	Applicable Charges {For Bank Staff (Including Retired)}
1	ATM Charges	Annual ATM card charges ->1st year free ->2nd year – Rs.125/-	Same Charges
2	ATM Financial Txn	ATM Aquirer (Financial Txn) charges, after 5 transactions – Rs.17/- per transaction	Same Charges
3	ATM Non-Financial Txn	ATM Aquirer (Non Financial Txn) charges, after 5 transactions – Rs.6/- per transaction	Same Charges
4	ATM card issue charges	1st ATM card is free	Same Charges
5	SMS Charges	Rs. 15/- per Quarter	Same Charges
6	Daily Withdrawl Limit	Limits of Rs 25000/- with per Transaction Limit of Rs 10000/-
7	Daily Purchase Limit at POS /E-Commerce	40000/-
	RTGS/NEFT charges
1	Neft Charges	Upto 10000 Rs 2.50/-10001 to Rs 1 Lakh Rs 5/-Amount 1 Lakh to 2 Lakh Rs 15/-	No charges are to be applied for first 3 RTGS/NEFT transactions per month in OD to Staff GL
2	RTGS Charges	Amount 200000/- to Rs 500000/- Rs 25/-Amount above 500000 Rs 50/-

Bank Gurantee Against Deposit Charges

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Bank Gurantee Againt Deposit Charges
Sr No.	Detail of Services	Applicable Charges (For Customers)	Applicable Charges {For Bank Staff (Including Retired)}
1	Bank Guarantee against deposit	Minimum charges Rs.500/-Up to Rs.500000- 2% p.a.Above Rs. 500000 – 1% p.a.Charges to be levied at the time of issuing of guarantee	Same Charges

Interest Certificate Charges

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Interest Certificate Charges/No due Certificate
Sr No.	Detail of Services	Applicable Charges (For Customers)	Applicable Charges {For Bank Staff (Including Retired)}
1	Interest certificate/ Balance certificate	First Original copy- FreeSubsequent copy- Rs.100/-per copy	No charges
2	No dues Certificate for all segments Customers	Rs 50/-	No charges

Photo Attestation and Signature Verification Charges

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Photo Attestation and Signature Verification Charges
Sr No.	Detail of Services	Applicable Charges (For Customers)	Applicable Charges {For Bank Staff (Including Retired)}
1	Photo attestation charges	Rs.50/- for Saving AccountsRs.100/- for Current Accounts	No charges
2	Signatures verification charges	Rs.100/- for Current AccountsFree for- Students, Defence forces, War widows, Physically handicap & Signature attestation for ECS purpose	No charges

Account Closer Charges Saving/RD

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Account Closer Charges->Saving /RD
Sr No.	Detail of Services	Applicable Charges (For Customers)	Applicable Charges {For Bank Staff (Including Retired)}
1	Account closer charges before Six months	Rs.150/- (Individual) and Rs 500/- for Firms and companiesOn account of death of customer no charges should be levied.	No charges
2	Closing of RD A/c before maturity	Rs.100/-On account of death of customer no charges should be levied.	Same Charges
3	Penalty for late payment of RD installment	Penalty charges to be levied for delayed installments in Recurring Deposit Accounts @ Rs.2/- for Rs.100 p.m. irrespective of periodicity of deposit (Minimum Rs.20/-)	Same Charges

Cash Deposit in Current Account*

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Cash Deposit in Current Account*
Sr No.	Detail of Services	Applicable Charges (For Customers)	Applicable Charges {For Bank Staff (Including Retired)}
1	Cash deposit in Current Account (except Govt./Coop. Institutions.)	Current Upto Rs 1.00 Lac -FreeAbove Rs 1.00 lacs-0.75 Rs Per 1000/-Minimum 50/- Maxium 5000/-

Payments under CBS other than Parent Branch

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Payments under CBS other than Parent Branch
Sr No.	Detail of Services	Applicable Charges (For Customers)	Applicable Charges {For Bank Staff (Including Retired)}
1	Payments under CBS Other than parent branchCash Payment/Deposits under CBSOther than parent branch customers.	Upto -Rs 20000 free of cost in a day.	No charges
2	Cash payment/Deposits under CBS other than parent branch Customers	Above- Rs 20000 upto 50000-Rs 50/- should be charged by system only for cash transactions Max limit is 50000 and payment above Rs 20000 is to be mande done by cheque only. Further, there should not be any restriction of amount in transfers of payment/banking servies other that cash transactions for inter branch.	No charges

Processing Fee/Service Charge

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Processing Fee/Service Charges
Sr No.	Detail of Services	Applicable Charges (For Customers)	Applicable Charges {For Bank Staff (Including Retired)}
1	Personal Loan, MT, House Loan, Car Loan, Two Wheeler, Education, Dairy Loan, NFS, LAP and all other direct loan	Rs. 0.50 % of Sanction loan amount (Minimum 500/- Maximum Rs. 5000/- per case)	Same
2	RCC, CCT, LAP and other Limits	Rs. 100/- P.A. per lac	Same

Saving/Current Account->Cheque Book Charges

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Saving/Current Account->Cheque Book Charges
Sr No.	Detail of Services	Applicable Charges (For Customers)	Applicable Charges {For Bank Staff (Including Retired)}
1	Cheque Book charges Saving Bank A/c	One cheque book containing 20 leaves free per half year Rs.2.50/- per leaf for extra cheque.	Same charges
2	Cheque Book chargesCurrent A/c	No free cheque book is to be issued. Rs.3.00/- per leaf for each cheque.	Same charges
3	ST Agri	Rs. 1/- Per leaf
4	Folio charges in CA/CC/CAOD	Rs. 10/- Per leaf

Saving/Current Account->Minimum Balance Charges

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Saving/Current Account->Minimum Balance Charges
Sr No.	Detail of Services	Applicable Charges (For Customers)	Applicable Charges {For Bank Staff (Including Retired)}
1	Maintenanceof Minimum BalanceSaving Bank Deposits	The Customer who does not maintain minimum balance of Rs.500/-(Without cheque book) and Rs.1000/- withcheque book facility in his account the service charges shall be levied atthe following rates per month:Rs.50/- per month, will be debited every month.	No minimum balance is required in Salary Account and Ex-staff members.
2	Maintenanceof Minimum Balance Current Account	Min. balance Rs.5000/- is to be maintained.Rs.250/- per month, will be debited every month for non-maintenance ofminimum balance.	Same Charges

Account Statement and Duplicate Pass Book Charges

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Account Statement and Duplicate Pass Book Charges
Sr No.	Detail of Services	Applicable Charges (For Customers)	Applicable Charges {For Bank Staff (Including Retired)}
1	Statement of account All types of accounts.	a. First/original monthly(for all segments) is free.b. Rs.100/- per Page(40 entries) for all segments for Duplicate statement.	Free
2	Duplicate Pass Book	First Pass-Book free.Additional passbooks on completion of previous passbook is also free.Rs.100/- for issuing duplicate passbook on request.	Free

SAFE Custody and Locker Rent Charges

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SAFE Custody and Locker Rent Charges
Sr No.	Detail of Services	Applicable Charges (For Customers)	Applicable Charges {For Bank Staff (Including Retired)}
1	LOCKER RENT	Rs. 1000/- P.A. (FDR for Rs. 5000/- as Security)	Concession of 50% charges in Locker rent. All other charges will remain same.
		Note: In case of loss of key of the Lockers, actual expenditure incurred for breaking open the locker and changing the lock by manufacturers of lockers, should be recovered from the account holders+(any other expenditure incurred claimed by manfufacturer)	Note: In case of loss of key of the Lockers, actual expenditure incurred for breaking open the locker and changing the lock by manufacturers of lockers, should be recovered from the account holders+(any other expenditure incurred claimed by manfufacturer)
	Penalty for locker rent in default	Rs. 100/- P.Qtr.	Penalty same as to be charged from other customer
		* Any default will atract penalty charges for a full quarter.
		*The rent should become due w.e.f. 1st of succeeding month, in which the locker is leased out. One month may be allowed for payment of rent due.

Standing Instructions and STOP Payment Instructions

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STOP Payment Instructions
Sr No.	Detail of Services	Applicable Charges (For Customers)	Applicable Charges {For Bank Staff (Including Retired)}
1	STOP PAYMENT INSTRUCTIONAll types of accounts	Per instrument Rs.100/-	Same Charges

Issuance/Cancellation of Banker Cheque /Pay Order/DD

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Issuance/Cancellation of Banker Cheque /Pay Order/DD
Sr No.	Detail of Services	Applicable Charges (For Customers)	Applicable Charges {For Bank Staff (Including Retired)}
1	Issuance of Banker cheque/ Pay order/DD	Upto 5000/- Rs 35/-Rs.5000/- to Rs.10000/- Rs.50/- Above Rs 10000/- Rs.50/- plus Rs.4/- per thousand or part thereof and minimum Rs 400/- Maximum Rs.10000/-	Every Staff Member is entitled for two free draft/ payorder free of charges in a month upto amount of RS 100000/- in total only from his salary account.
2	Issuance of Duplicate Banker’s cheques/DDs	Rs.200/-	Same as from other customers
3	Revalidation/Cancellation Of Pay order/DDs	Rs.200/-	Same as from other customers

Cheques/ECS- Outward Inward

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Cheques/ECS- Outward Inward
Sr No.	Detail of Services	Applicable Charges (For Customers)	Applicable Charges {For Bank Staff (Including Retired)}
1	One Time mandate authorisation Charges per mandate	Rs.50/-	Same as from other customers
2	Failed Mandate	Rs.250/-	Same as from other customers
3	Cheque Return charges for ch drawn on us	Rs.150/-	Same as from other customers

Collection of Outstation Cheques/Bills

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Collection of Outstation Cheques/Bills
Sr No.	Detail of Services	Applicable Charges (For Customers)	Applicable Charges {For Bank Staff (Including Retired)}
1	Collection of Outstation Cheques	Up to Rs. 5000/- Rs 25/- From Rs 5001/- to Rs 10000/- Rs.50/- From Rs10000/- to Rs 100000/ Rs 100/- Above Rs100000/- Rs150/- Above charges are per instrument.	Same as from other customers
2	Collection of Local Cheques	Free	Free